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South Dakota Senior Insurance Agency
Mattress showroom with people testing beds and a salesperson assisting a seated customer
By Brian Spire • October 21, 2026
A mattress will not cure back pain, but the wrong one can make mornings harder than they need to be. Here is a practical, jargon-free way to think through the choice.
Patient in hospital bed with a heart monitor display in the foreground
By Brian Spire • October 21, 2026
Hospital stays can be expensive even with Medicare. Learn how hospital indemnity insurance can protect your savings from unexpected inpatient costs.
Children in Halloween costumes trick-or-treating with neighbors by a lit house at night
October 21, 2026
Keep Halloween safe and fun for the whole family. Use this simple checklist for costumes, pumpkins, trick-or-treating, candy, and driving safety this year.
Person in a light purple shirt holding a mug beside a laptop on a desk with plants and decor
By Brian Spire • October 14, 2026
Learn what's been driving Medicare Advantage plan exits and benefit cuts. Understand the pattern and what to watch for when 2027 plans are announced this October.
Assorted colorful pills and capsules scattered densely on a white background
By Brian Spire • October 7, 2026
A temporary Medicare Part D premium program ends after 2026. Learn what it could mean for your 2027 drug plan costs and coverage.
Two elderly adults looking at a smartphone and credit card in a bright living room
September 23, 2026
Learn how Medicare enrollment can affect HSA contributions, why retroactive Part A coverage matters, and how to avoid potential excess contribution taxes.
Smartphone showing an incoming call on a wooden table beside a coffee cup.
September 16, 2026
Medicare scam calls and fake insurance agents are on the rise. Learn the warning signs, how to verify who you're talking to, and what to do if you share information.
Person doing downward dog on a blue mat in a bright studio with windows and plants
September 9, 2026
The Medicare GLP-1 Bridge program offers certain eligible people access to select weight-management drugs for a $50 copay. Learn what's covered and who may qualify.
Hands typing on a laptop keyboard, with a turquoise ring visible on one finger.
September 2, 2026
Annual Enrollment for Medicare runs October 15 – December 7, 2026. Here's what to know about comparing plans, key dates, and how to get ready.
Several hands gently stacked together in a supportive group gesture over a brown sweater
By Brian Spire • August 26, 2026
Learn how hybrid life insurance combines a death benefit with long-term care coverage, so premiums generally aren't wasted if care is never needed.
People sitting around a picnic table in a leafy park, smiling and talking over drinks and papers
By Brian Spire • August 19, 2026
Research on aging and happiness keeps turning up the same surprising pattern. Here's what the science actually shows, and how to apply it at any age.
Person holding a stack of mail and bills, sorting through letters on a couch.
By Brian Spire • August 12, 2026
Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.
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