Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
An estate plan’s purpose is to offer various directives to those caring for you is you become disabled or for those you leave behind. The instructions you provide are included in various legal documents including wills, trust, beneficiary forms, and the like.
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
At its most basic level, vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery. Additionally, most plans include one pair of glasses or contacts a year.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
ABOUT SOUTH DAKOTA SENIOR INSURANCE AGENCY
We're dedicated to giving you the very best insurance advice, with a focus on the Golden Rule. We believe in giving advice consistent with what we tell our parents and grandparents.
Founder Brian Spire started his insurance career in 2008 while living in Omaha, NE. In 2009, he was hired to work for a large insurance agency specializing in the Medicare Market. In 2014, Brian started SDSIA as a way to move his family to the Black Hills and continue helping people with their Medicare Insurance needs.
South Dakota Senior Insurance Agency can offer you access to many of the best Medicare Supplement, Medicare Advantage, Prescription Drug, Long-term Care, Critical Illness, Dental, and Life Insurance policies available.
Today, SDSIA has 8 agents with over 40 years combined experience in the Medicare Market. We serve customers all over the Black Hills (and surrounding areas) including ND, SD, NE, and WY. We look forward to serving your health and life insurance needs.
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